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Bonus Tax Calculator

How much of a $10,000 bonus do I keep after tax in Canada?

On an $80,000 salary, a $10,000 bonus in Canada has an estimated net of $6,894.30 (68.9% kept) after about $2,905.70 in extra income tax plus any remaining CPP/QPP or EI/QPIP. Employer withholding on the bonus cheque can differ from this annual estimate.

Gross bonus
$10,000.00
Estimated additional tax
$2,905.70
CPP/QPP impact
$200.00
EI/QPIP impact
$0.00
Estimated net bonus
$6,894.30
Share kept
68.9%

Tax year: 2026 Canada Last updated: September 5, 2026 Methodology

Source: T4032-OC Payroll Deductions Tables – CPP, EI, and income tax deductions – In Canada beyond the limits of any province/territory or outside Canada (January 1, 2026); TD1 2026 Personal Tax Credits Return

A bonus is employment income. This calculator does not multiply the bonus by a flat tax rate. It runs the payroll engine on your salary, then on salary plus bonus, and shows the difference.

Estimated net bonus

$6,894.30

You keep 68.9% of the bonus after estimated tax and payroll contributions.

Gross bonus
$10,000.00
Estimated tax increase
-$2,905.70
CPP / CPP2 impact
-$200.00
EI impact
-$0.00
Estimated net bonus
$6,894.30

Income before bonus

$80,000.00

Income after bonus

$90,000.00

Incremental deduction rate

31.1%

Net bonus is take-home on salary plus bonus minus take-home on salary alone, using the same payroll engine as the paycheck calculator. CPP/QPP and EI/QPIP stop once annual ceilings are reached. Your employer may withhold a different amount on the bonus cheque than this annual estimate.

Results are estimates for a full-year employee claiming the basic personal amount. They are not a pay stub, tax advice, or an official CRA or Revenu Québec calculation. Employer withholding on a single cheque can differ from this annual estimate.

How bonuses are taxed

A cash bonus is added to employment income for the year. It can increase federal and provincial income tax and, if you are still under the annual ceilings, CPP or QPP and EI (plus QPIP in Quebec).

Withholding vs final tax

Employers often withhold tax on a bonus using a payroll method that can look harsher than the annual result. This page estimates the incremental annual liability, not the exact amount that will come off one bonus cheque.

Contribution ceilings

Once you have already reached the CPP/QPP or EI maximum for the year, extra bonus income should not create more of those contributions. The existing payroll engine already applies those ceilings.

Example: $80,000 salary + $10,000 bonus

On an $80,000 salary plus a $10,000 bonus , the estimated incremental tax is $2,905.70 and the extra CPP/QPP and EI/QPIP is $200.00. Estimated net bonus: $6,894.30 (68.9% kept). Employer withholding may differ; this is the estimated annual tax liability.

Bonus impact
Gross bonus $10,000.00
Estimated additional tax $2,905.70
CPP/QPP impact $200.00
EI/QPIP impact $0.00
Estimated net bonus $6,894.30
Share kept 68.9%

Methodology

Net bonus is take-home on salary plus bonus minus take-home on salary alone. See how paycheck calculations work for the underlying tax engine.

Bonus tax by province

Frequently asked questions

How much of my bonus do I keep in Canada?

On the $80,000 + $10,000 example, estimated net bonus is $6,894.30 (68.9% kept) after extra income tax and any remaining CPP/QPP or EI/QPIP.

Are bonuses taxed differently in Canada?

For annual tax, no — a cash bonus is employment income. Employer withholding on the bonus cheque can still look higher than the final annual liability this calculator estimates.

Why can bonus withholding look high?

Payroll software may treat a bonus as a lump-sum or extra-period payment. The amount withheld on one cheque can differ from the year-end tax on salary plus bonus.

Does CPP or EI apply to bonuses?

Yes, until the annual ceilings are reached. High earners who have already maxed CPP/QPP and EI should see mostly income tax on the extra amount. Quebec also uses QPIP.

How is the net bonus calculated?

Net bonus is estimated take-home on salary plus bonus minus estimated take-home on salary alone.

Will I pay more CPP or EI on a bonus?

Only if you have not already reached the annual maximums. High earners who have already maxed CPP/QPP and EI should see mostly income tax on the extra amount. Quebec also uses QPIP.

Why doesn’t this match my bonus cheque?

Employers withhold using payroll formulas that can differ from the final annual tax on the combined income. This page estimates the annual incremental effect.